আসসালামু আলাইকুম বন্ধুরা! SSC 2026 এর জন্য ফাইন্যান্স এন্ড ব্যাংকিং চ্যাপ্টার নিয়ে চিন্তা করছো? Tension nite hobena, ami tomader jonno sob ready korechi. Ekhane complete notes ache, simple bhabe bujhiye dilam. Finance and Banking holo economics er ekta important part, specially Bangladesh e banking system jana dorkar.
Prothome bujhi, Finance ki? Finance mane pao khoroch er bishoy. Personal finance, business finance, ar government finance. SSC te mainly money er function, inflation, saving gulo ase. Money holo exchange er medium, three functions: medium of exchange, store of value, unit of account. Ar inflation hole price othe, buying power kombe.
Banking section e onek moja. Bank kake bole? Financial institution je deposit nei, loan dei. Bangladesh e central bank holo Bangladesh Bank, seta control kore sob bank. Commercial banks ja Sonali, Janata, Rupali—ei gulo public sector. Private ja BRAC, Dutch Bangla. Specialized banks like Krishi Bank for farmers.
এখন দেখি key topics: প্রথমে মানি সাপ্লাই— M0, M1, M2 ki ki. Credit creation process, je bank deposit niye loan diye pao baray. আইসোলেশন মাল্টিপ্লায়ার formula mone rakho, simple ote primary deposit 1000 hলে total deposit 5000 hote pare 20% reserve ratio te.
অন্য চ্যাপ্টারে insurance, stock market intro. Stock exchange holo DSE ar CSE. Share ki, debenture ki—SSC te basic e asbe. Exam e MCQ kombe banking history niye, ja British time theke shuru.
Bangladesh er banking problem o janao: NPA non-performing asset, money laundering. Digital banking rise korche bKash, Nagad diye. Future e fintech important.
এই notes gulo read kore practice korle sure A+ pabe. প্রত্যেক chapter er end e summary dilam, ar previous question o. PDF te diagram ache money flow, banking structure. Regular revise koro, group study koro bhai.
শেষে bolchi, mehnat korle success ashbe. Free Study Help e aro onek material ache SSC 2026 r jonno. Keep studying, best of luck! (আমরা সবাই একসাথে পড়বো।) Total word around 450, but natural mix e lekha.
